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The Eggu app running on a phone

Eggu

A personal finance app that makes money management an everyday habit

Eggu's wallet screen on a phone resting on tan leather: total balance, payment wallets and tracked wallets

Overview

Making money management simpler

Eggu is a personal finance app, launched in early 2025, that helps people track expenses, understand their spending habits and manage their money more effectively.

The goal was an experience simple and intuitive enough to make everyday money management easier — and to encourage healthier financial habits along the way.

Category
Personal finance
Scope
UI/UX design, product strategy
Platform
Mobile app
Timeline
2024–2025, launched early 2025

The challenge

How might we make money management simple enough to become an everyday habit?

Managing money can feel overwhelming. Manual expense tracking is time-consuming, and complex finance apps make it hard to see where the money actually goes.

Ten onboarding screens: the Eggu mascot, “Unsure where your money goes?”, AI-powered tracking, budgeting, and set-up questions for name, money challenges and spending categories
Onboarding opens on the question the app answers

The process

From research to a refined flow, in five steps

  1. 01

    Research & discovery

    We explored user needs, pain points and competing finance apps to find where money tracking could be simpler.

  2. 02

    Product strategy

    We defined the core user journey and prioritised the essentials: transaction tracking, a financial overview and spending insights.

  3. 03

    Wireframing & user flows

    We mapped the key interactions and simplified recording an expense, reviewing transactions and understanding spending.

  4. 04

    UI design & prototyping

    A clear visual hierarchy, reusable components and an approachable interface that balances simplicity with financial clarity.

  5. 05

    Testing & iteration

    We evaluated the core flows, found the friction points and refined the experience from usability feedback.

Design system boards: Plus Jakarta Sans type styles, yellow and green colour ramps, buttons, toggles, checkboxes and tags
The design system behind every screen

Key decisions

Four principles behind every screen

  1. 01

    Reduce friction

    Adding and reviewing transactions should be quick and straightforward.

  2. 02

    Prioritise clarity

    The essential financial information is readable at a glance.

  3. 03

    Make insights useful

    Help people understand their spending patterns, rather than simply showing them numbers.

  4. 04

    Build consistency

    Reusable components and predictable interactions across the whole app.

Main features across seven screens: home-screen widgets, budget managing and tracking, AI voice input, analytics and insights, and gamification
Widgets, budgets, AI voice input, analytics and gamification

Product & business impact

Beyond usability, Eggu has to deliver recurring value

Long-term growth depends on people coming back. We'd measure that with three product metrics.

  1. 01

    Activation

    Are new users recording their first transaction?

  2. 02

    Retention

    Do users return to track their money consistently?

  3. 03

    Conversion

    Are users willing to pay for advanced insights or budgeting features?

A freemium model could keep essential tracking free while offering premium features such as advanced reports, budgeting tools and personalised insights.

These are proposed success metrics and monetisation opportunities, not verified product results.

Next steps

Let real use decide what comes next

The next stage focuses on analysing user behaviour, improving onboarding, validating usability and testing premium opportunities against real user needs.

Conclusion

More than tracking expenses

Designing Eggu is about making financial information easier to understand, everyday actions easier to complete and better money habits easier to keep.

The goal is an experience that delivers meaningful value to the people using it, while supporting sustainable product growth.

Eggu, a personal budgeting app: 12,000+ total downloads and 2,000 average monthly active users, beside the budget and welcome screens
Eggu on the App Store

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